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From The Free On-line Dictionary of Computing (05 January 2017) [foldoc]:
electronic funds transfer
EFT
EFTS
electronic funds transfer system
(EFT, EFTS, - system) Transfer
of money initiated through electronic terminal, automated
teller machine, computer, telephone, or magnetic tape. In
the late 1990s, this increasingly includes transfer initiated
via the web. The term also applies to credit
card and automated bill payments.
Glossary http://fms.treas.gov/eft/glossary.html.
(1999-12-08)